Sometimes, the toughest part of the car buying process is not the search for the vehicle that fits your lifestyle; instead, the hardest part is finding the loan that fits your budget. At Griffin Chrysler Jeep® Dodge RAM, we know this dilemma all too well, which is why we created a step-by-step guide to help you find the perfect car loan:
Step 1: Check Your Credit
The information in your credit history helps determine the type of loan you will receive, whether it be a question of interest rate or amount of the total loan, your credit history is what banks look at closely. We encourage you to check your credit to get an advantage over the bank by knowing exactly where you stand in terms of your ability to borrow.
Step 2: Determine Your Budget
Things to consider while determining your budget is the amount available to you to cover the monthly loan payment, as well as the amount for car insurance and regular maintenance. Based on these numbers, you’ll have a better outlook at what you can afford to borrow.
Step 3: Apply Online
If you’re ready, you can apply for financing right here on our website. The application is 100 percent secure, and it helps you save time at our car dealership in Jefferson, WI. Once you submit it, we’ll be in touch to discuss the next steps. We work with a variety of lenders in the area, allowing us to provide options based on your unique situation. We also offer a trade-in tool and payment estimator on our website for you to utilize.